Disclaimer
Last Updated: May 2026
The information provided on rooferins.com (the "Site") is for general informational purposes only. Please read this Disclaimer carefully before using our Site or services.
Insurance Information Disclaimer
The content on this Site, including articles, guides, descriptions of coverage types, and other materials, is intended for educational and informational purposes only. This content does not constitute insurance advice, legal advice, financial advice, or any other form of professional advice.
Insurance needs vary significantly based on individual business circumstances, including but not limited to the type of roofing work performed, geographic location, number of employees, annual revenue, claims history, and other underwriting factors. The information presented on this Site may not be applicable to your specific situation.
You should consult directly with a licensed insurance professional to obtain advice tailored to your particular business needs and circumstances. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information contained on this Site.
No Client Relationship
Simply visiting this Site, reading its content, or submitting a quote request form does not establish a client relationship between you and Roof Insure. No client relationship exists until you have been formally engaged with one of our recommended insurance specialists and coverage has been confirmed in writing by an insurance carrier.
Until an insurance policy is formally bound and issued by a carrier through a licensed specialist, you should not rely on any quote, proposal, or communication as evidence that you have insurance coverage in place. You are responsible for maintaining adequate insurance coverage for your business at all times through your existing arrangements until new coverage is confirmed in writing.
Quotes Are Estimates
Any insurance quotes, premium estimates, or coverage indications provided through this Site or by our representatives are preliminary in nature and are subject to the following conditions:
- Underwriting review: All quotes are subject to verification of the information provided and formal underwriting review by the insurance carrier. Final premiums may differ from initial estimates based on the results of this review.
- Accuracy of submitted information: Quotes are based on the information you provide. If any information is inaccurate, incomplete, or changes prior to binding, the quote may be modified or withdrawn.
- Market conditions: Insurance rates and availability are subject to change based on market conditions, regulatory changes, and carrier appetite. A quote provided today may not be available at a later date.
- Additional factors: Final premiums may be affected by factors discovered during underwriting, including but not limited to loss history verification, credit-based insurance scores (where permitted by law), motor vehicle records, and inspection results.
- Not a binder: A quote does not bind coverage. Coverage is only effective when confirmed in writing by the insurance carrier and all required premiums and documentation have been provided.
Our Role
Roof Insure is a consulting service that connects roofing contractors with specialist insurance programs and professionals. We are not an insurance carrier and do not underwrite or issue policies. The insurance specialists we recommend maintain their own licenses and appointments as required by applicable state regulations.
If you have questions about the credentials of any specialist we recommend, please contact us.
Third-Party Links
This Site may contain links to third-party websites, including insurance carrier websites, industry resources, government agencies, and other external content. These links are provided for your convenience and informational purposes only.
We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites. Accessing third-party links is at your own risk, and you should review the terms and privacy policies of any external site you visit. The inclusion of any link does not imply affiliation, endorsement, or adoption by Roof Insure of the linked site or any information contained therein.
Geographic Coverage
While Roof Insure connects contractors with specialists in all 50 states, the availability of specific insurance products, coverage options, and programs may vary by state. Insurance is regulated at the state level, and certain coverages, endorsements, or policy forms available in one state may not be available in another.
Additionally, some programs may have geographic restrictions or may not be available in certain areas due to catastrophe exposure, regulatory considerations, or other factors. When you request a consultation, we will work to connect you with specialists who serve your specific state and locality, but we cannot guarantee that all products or programs referenced on this Site will be available in your area.
State-specific regulatory requirements, including mandatory coverages, minimum limits, and filing requirements, will apply based on where your business operates. The specialists we connect you with will advise you on any state-specific requirements applicable to your roofing business.
No Guarantees
Roof Insure makes no guarantees regarding:
- The availability of insurance coverage for any particular applicant
- The cost or premium for any insurance product
- The claims-paying ability or financial stability of any insurance carrier
- The outcome of any insurance claim
- The suitability of any particular insurance product for your needs
Contact Us
If you have questions about this Disclaimer or need clarification on any information presented on our Site, please contact us at:
Roof Insure
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