Roof Insure

Terms of Service

Last Updated: May 2026

Welcome to rooferins.com (the "Site"), operated by Roof Insure ("we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our Site and services. By accessing or using our Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Site.

Use of the Website

You agree to use this Site only for lawful purposes and in accordance with these Terms. You may use our Site to obtain information about roofing contractor insurance products and to request insurance quotes for your business. You agree not to:

  • Use the Site in any way that violates any applicable federal, state, or local law or regulation
  • Submit false, misleading, or fraudulent information through any form on the Site
  • Attempt to gain unauthorized access to any portion of the Site, other accounts, or computer systems connected to the Site
  • Use any automated system, including robots, spiders, or scrapers, to access the Site for any purpose without our express written permission
  • Introduce viruses, trojan horses, worms, or other malicious or technologically harmful material
  • Interfere with or disrupt the integrity or performance of the Site or its contents

We reserve the right to terminate or restrict your access to the Site at any time, without notice, for any conduct that we, in our sole discretion, believe violates these Terms or is harmful to other users, us, or third parties.

Insurance Disclaimer

Roof Insure is a consulting service that connects roofing contractors with specialist insurance programs and professionals. We are not an insurance company or carrier. We do not underwrite or issue insurance policies. Our role is to connect roofing contractors with insurance specialists who may offer appropriate coverage for their business needs.

Important disclosures regarding our insurance services:

  • Quotes are not binding: Any quote, estimate, or indication of premium provided through this Site or by our representatives is preliminary and subject to final underwriting review by the applicable insurance carrier. A quote does not constitute a contract of insurance or a guarantee of coverage.
  • Coverage is not effective until bound: No insurance coverage is in effect until a policy has been formally issued by an insurance carrier and all required premiums have been paid. Verbal or written quotes do not constitute evidence of insurance.
  • Carrier decisions: Final decisions regarding coverage, terms, conditions, and pricing are made solely by the insurance carrier. We do not guarantee that any applicant will be approved for coverage or offered any particular rate.
  • Policy terms control: In all cases, the actual policy language issued by the insurance carrier governs the terms of coverage. Any descriptions of coverage on this Site are general summaries only and do not modify or amend any policy.

Accuracy of Information Provided by Users

By submitting information through our Site, you represent and warrant that all information you provide is true, accurate, complete, and current. You understand that insurance quotes and coverage decisions are based on the information you provide, and that inaccurate or incomplete information may result in:

  • Inaccurate quotes that do not reflect actual premiums
  • Denial of coverage or cancellation of a policy
  • Voiding of a policy or denial of claims
  • Potential legal consequences for insurance fraud

You agree to promptly update any information that changes or that you discover to be inaccurate.

Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of Roof Insure or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

The Roof Insure name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Roof Insure. You may not use such marks without our prior written permission. All other names, logos, product and service names, designs, and slogans on this Site are the trademarks of their respective owners.

You may not reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any material on our Site without our prior written consent, except for temporary caching or as necessary to view the Site in a web browser.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ROOF INSURE, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • Your access to, use of, or inability to access or use the Site or services
  • Any conduct or content of any third party on or related to the Site
  • Any content obtained from the Site
  • Unauthorized access, use, or alteration of your transmissions or content
  • Any insurance coverage decisions, claim outcomes, or policy terms determined by insurance carriers

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SITE OR SERVICES EXCEED THE AMOUNT YOU PAID TO US, IF ANY, DURING THE SIX (6) MONTHS PRECEDING THE EVENT GIVING RISE TO THE LIABILITY.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.

Indemnification

You agree to defend, indemnify, and hold harmless Roof Insure, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site.

Governing Law

These Terms and any disputes arising out of or related to these Terms or the Site shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in the federal or state courts located in Texas, and you hereby consent to personal jurisdiction and venue in such courts.

Changes to These Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. When we make material changes, we will update the "Last Updated" date at the top of this page. Your continued use of the Site after any changes to these Terms constitutes acceptance of those changes. It is your responsibility to review these Terms periodically for updates.

Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving the original intent.

Contact Us

If you have questions about these Terms of Service, please contact us at:

Roof Insure
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